Pinoy Money Saving Tips

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Good ideas for frugality. Saving money is very essential and we all know that. It is like going on a healthy diet, giving you an assurance or peace of mind yet for some people saving money is really difficult to do. In times like this, all we have to do is to save ourselves by being frugal. So here are some helpful tips on how you can save your money:

Money Tip #.1

Everyday Spending Less. It is important if you are solemn about being a long time money saver. You must assess all what you spend and look at the habits where you can save money. If you don’t need a specific things i.e. newspapers or magazines, you may pull it out of your budget to save more and by the way there are many alternative solutions to be updated in news. Once you establish looking for best possible ways to spend fewer you will rapidly become a practiced money saver and really save money.

Money Tip #.2

Sale! Sale! Sale! You may always conduct a price-canvassing on a product you wish to buy. There are many choices to choose from and you have to be certain that the sale really is a sale and not just a creative marketing tactic of the store to encourage you to spend your money without thoughts. Researching on the true price of a product will get you in a position to take benefit of a sale with huge and great discounts that will surely help you save money by paying lower than buying at the regular price at the same quality. The best example for this is the SM 3 Day Sale, wherein they offer big discounts with up to 70% off on selected items.

Money Tip #.3

Wise Grocery. Choose a good store that offers fair and just pricing on products. Consider buying on markets, supermarkets and even local shops however buying directly from the producer of the product is the best money saving tip. Buying in bulk can give you opportunities to save money and store your food for long term since the manufacturers sell their products on large quantities for a lower price than retails. Make a shopping list of those you really ‘have’ to buy products.

Money Tip #.4

Bring your own Food. When you’re outside, or at work or at school, the best way to save money is to eat in rather than outside. A packed lunch or a piece of sandwich will cost a lot savings for you. Instead of eating in fast food restaurants and other food businesses outside, why not wait until you reach home and just eat and prepare a more nutritious food while saving money and time.

Money Tip #.5

Shop online. Shopping online is the most popular way of saving your money and time in purchasing a product which is also available with the help of the World Wide Web. The internet is gradually taking over. Online grocery shopping is getting better all the time and there are plenty of comparison websites to help find the best prices for bigger items. Give it a try, because it will help you save much of your time.

Money Tip #.6

Haggle. You’d be stunned at who will drop their prices, fees and interest rates if you do have the talent in doing this. There is nothing erroneous with haggling and you shouldn’t be afraid to do it. Stores actually have a price margin for hagglers so if you politely ask, then you’re more likely to get that price cut. Every time the vendor gives a lesser price, haggle with a number that’s a little higher than your last counter-offer. You can set off somewhere in between the seller’s very last price and your previous counter-offer but I advise going lower than the mid-price.

Money Tip #.7

No cost for Long Distance. Estimate your phone bill and see how much you’re paying per minute in every call you perform. Think about the latest offer the technology gives. Computers now a day gives a lot of convenience in a long distance communication like online chat that refer to any kind of communication over the Internet, but are primarily meant to refer to direct one-on-one chat. Instead of buying phone cards and using telephone booths for calling, why not try the online chats.

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